Recent Building Services Posts

How to Properly Wear a Mask

4/9/2020 (Permalink)

SERVPRO here to help Stock Photo Covid-19 Proper use of PPE

Below are tips on when to wear a mask:
-Wear a mask if you are in public or in close contact with others.
-Wear a mask if you are coughing or sneezing.
-Masks are effective only when used along with frequent hand-cleaning with soap and water.

How to properly wear a mask:
-Before putting on a mask, clean hands with soap and water.
-Cover your mouth and nose with the mask and make sure there are no gaps.
-Avoid touching the mask while using it; if you do, clean your hands with soap and water.
-Replace the mask with a new one as soon as it is damp. Do not re-use single-use masks.
-To remove the mask, remove it from behind your ears (do not touch the front of mask); discard immediately and clean your hands with soap and water.

https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public

Eight Ways a Home Improvement Project Can Affect Your Home Insurance

3/14/2017 (Permalink)

Now that home improvement is at an all-time high, we figure now is a good time for us to tell you how your home projects just might be affecting your home insurance. HomeAdvisor has indicated that the number of homeowners that have completed 2 repairs or renovations on their home have increased by a multiple of twelve between 2015 and 2016.


Despite the obvious perks from doing repairs and renovations on your house, failure to consider the future impacts this can have on your insurance can be detrimental. So below we’ve listed 8 things you need to know before getting to work.



  • Home Replacement Cost


After completing your home improvement project, the cost to replace your home may rise. So make sure you have the right coverage limits in place to protect your property in case of an event.



  • Builders Risk Policies


Buying a builders risk policy can be very beneficial to you, especially on the bigger projects. Builders risk insurance offers protection for your home as well as all the building materials and equipment during new construction. A huge plus with this coverage is it also protects you from damage caused by weather and unforeseen risk.



  • “Attractive Nuisance”


Depending on the size of your project, you’re going to need a construction site, and with construction sites come noise and hazards. Attractive nuisances commonly cause home insurance rates to rise and can be a liability to the homeowner. Just make sure you are doing everything you can to eliminate these dangers.



  • Protecting  Personal Items


Protecting your belongings is always a smart thing to do. Make sure you speak with your insurance provider about what coverage you’ll need for personal property while your project is going on.


 



  • Unforeseen issues


Issues that are beyond your control such as weather or crime can really put a stop on your project. Getting builders risk insurance will help protect you aginst any of this.



  • Storage of Property


During you home renovations, putting your belongings in storage isn’t a bad idea. Finding temporary storage for you items or asking a family member is your best bet. Make sure you notify your insurance agent to ensure your personal property is still being protected.



  • Building Codes


The money you spend bringing you house up to code is another thing to consider. Think about looking for a home insurance policy the feature building codes coverage if you plan to do a lot of home improvements



  • Permits


Permits are very important if you are going to be building. Contractors will usually pick up permits before they begin a project. If you decide to go the solo route and do it yourself, make sure you check with the city or town government to find out what you need.


Always remember to contact your insurance agent if you have any questions about how a home improvement project may affect your insurance rates.